🇺🇸 US Federal Income Tax Calculator 2026
Federal Income Tax
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FICA (SS + Medicare)
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After-Tax Income
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Marginal Tax Rate
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Effective Tax Rate
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Monthly Take-Home
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Gross Income-
Standard / Itemized Deduction-
401k & Pre-tax Contributions-
Taxable Income (AGI)-
Federal Income Tax-
Social Security (6.2%)-
Medicare (1.45%)-
Annual After-Tax Income-
Monthly Take-Home-
💡 US Tax Tips 2026
Standard Deduction 2026
The 2026 standard deduction is $15,000 for single filers, $30,000 for married filing jointly, and $22,500 for head of household. Most taxpayers benefit from taking the standard deduction rather than itemizing.
Max Out Your 401k First
The 2026 401k contribution limit is $23,500 ($31,000 if age 50+). Every dollar you contribute reduces your federal taxable income — a $23,500 contribution saves $5,170 in federal tax for a 22% bracket taxpayer.
Note: State Tax Not Included
This calculator covers federal income tax only. Most states also levy income tax ranging from 0% (Texas, Florida, Nevada) to over 13% (California). Add your state's rate for a complete picture of your total tax burden.