📈 401(k) Retirement Calculator
Total at Retirement
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Your Contributions
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Employer Contributions
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Investment Growth
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💡 401(k) Tips
Always Get the Full Employer Match
Employer match is free money. At minimum, contribute enough to get the full match — it's an instant 50–100% return on that money.
Increase Contributions Over Time
Try to increase your contribution by 1% every year, especially after a raise. Small increases compound dramatically over decades.
Max Out If Possible
The 2025 401k contribution limit is 3,500. If you can max it out, you'll have significantly more at retirement than most Americans.