📈 401(k) Retirement Calculator
Total at Retirement
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Your Contributions
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Employer Contributions
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Investment Growth
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💡 401(k) Tips
Always Get the Full Employer Match
Employer match is free money. At minimum, contribute enough to get the full match — it's an instant 50–100% return on that money.
Increase Contributions Over Time
Try to increase your contribution by 1% every year, especially after a raise. Small increases compound dramatically over decades.
Max Out If Possible
The 2026 401k contribution limit is $23,500 ($31,000 if age 50+). If you can max it out, you'll have significantly more at retirement than most Americans.