Illustration showing New Zealand's five progressive income tax brackets from 10.5% to 39% for the 2026 tax year
New Zealand Tax

NZ Income Tax Rates 2026: PAYE Brackets & Take Home Pay

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New Zealand has five progressive PAYE brackets from 10.5% to 39% with no tax-free threshold — every dollar is taxed from the first. This guide covers all 2026 brackets, ACC levy, KiwiSaver, student loan repayments, and worked examples at common salary levels.