🇦🇺 Australian Stamp Duty Calculator
Australian Stamp Duty Guide 2026
Stamp duty (also called transfer duty) is a state government tax on property purchases in Australia. Every state and territory has different rates and thresholds, which change periodically. This calculator provides estimates for NSW, VIC, QLD, WA, and SA — always verify with your state revenue office for exact figures.
Most Australian states offer first home buyer concessions or exemptions. NSW offers stamp duty exemption for first home buyers on properties up to $800,000 and a concessional rate up to $1,000,000. VIC offers exemptions for first home buyers on properties up to $600,000. QLD provides concessions for first home buyers on properties up to $550,000.
Australian Stamp Duty FAQs 2026
How much is stamp duty in NSW in 2026?
In NSW, stamp duty on a $750,000 property for an owner-occupier is approximately $29,000. First home buyers pay no stamp duty on properties up to $800,000 and a concessional rate between $800,000 and $1,000,000.
Does NSW have a property tax alternative to stamp duty?
Yes. NSW offers an optional land tax for eligible first home buyers — an annual land tax instead of upfront stamp duty. This can help with cashflow at purchase but may cost more over the long term depending on how long you hold the property.
When do you pay stamp duty in Australia?
Stamp duty is typically due within 30 days of settlement in most Australian states. Your conveyancer or solicitor will usually handle the payment from settlement funds on your behalf.
💡 Tips
First Home Buyer Concessions
Most Australian states offer stamp duty exemptions for first home buyers. NSW and VIC offer significant savings.
Rates Vary by State
Stamp duty is calculated differently in each state. This is an estimate — check your state revenue office for exact figures.